Insurance rant

Cricket. Cricket. Cricket...

 

:lol: :roll:

I guess all the laws are useful to someone.

 

Zzzzzzzzzz, zzzzzzzzzzz, zzzzzzzzzzzz, zzzzzzzzzzzzz, zsnortzzZZZ. Did he answer the question yet?
:twisted: :twisted: :twisted:

 

Well, when I did race....oh wait a minute, you answer first we've been waiting long enough.
Are you going to tell us if you are insured???????

 

i not going to divulge any personal info on this public site. comprende señior?
:lol: :lol: :lol:

 

Dragsta,

While I'm not a band wagon type dude, I've been following this thread and I want to ask...are you getting a kick out these members trying to get you to understand "basic democracy"? When we, the people, boycott a "right" (i.e. not to shop at a particular store or to eat at a particular restaurant) it usually makes a significant difference and the store or restaurant almost immediately changes its policy to accomodate "US". In this country, as far as I know, when legislation is passed into "law" that "law" will stand until legislation is passed into "law" to either amend or supersede the existing law. While I don't know how motorcycle insurance is underwritten, I think one of the members said he was part of the underwriting process for Geico, I believe since it is "BY LAW" we have the insurance it should be affordable to anyone attempting to get it especially those whom haven't shown signs of being "reckless" or "dangerous" to others. Unfortunally, in many accidents being "reckless" or "dangerous" to others is not pre-conceived...it just happens. AND COULD HAPPEN TO ANYONE OUT THERE. You choosing to exercise your "right" not to tell whether or not you have insurance is a "right" that you have. If you do not have insurance that is your "choice".
It's not a form of "sucking up" to big business, unless you have stock in the company (LOL), it's the law.

Gary

 

Just Fer Fun!

______
| ........ | <<< dashed lines represent the value of the product being discussed
| $1|
| ........ |
|_____|


The price ($1) is shown inside these lines, and is the amount of currency ("dollars") required to obtain the product, whether it is insurance, a motorcycle, a turnip, whatever.

OUTSIDE of normal supply/demand issues...which do fluctuate over the time, but are surprisingly stable or tend to follow well-established and understood trends (i.e. VCR players, etc.), then ask yourself what happens when you look at the other part of the equation (the value of the currency):

$1

$1

$1

$1

$1

$1

As the "value" of the currency falls, the number of dollars ("currency units") required to "fill up" the same size box ("purchase the same product") increases.........


Insurance companies are basically banks, except your withdrawls are allowed/limited by contract to certain events. Typically, insurance companies make their income from investing your money (in various ways) to produce their income. In a zero-interest rate environment, the investment return...how surprisingly!...is basically = zero income (same as your "return" for deposits at a typical bank). The income has to be made up in other ways, i.e. insurance premiums.

SAME PRODUCT, SAME "VALUE" OF THE PRODUCT, HIGHER PRICE DUE TO THE SMALLER PURCHASING POWER OF THE CURRENCY UNIT.

There are two sides to every story.

On the bright side, the "price" of your bike will likely continue to increase as the value of currency decreases.

But don't start cheering just yet........

 

Remind me never to ask a question about "gun control".....

Regardless..

Insurance for an old fart like me is affordable for a Blackbird.

I waited too long to call the guy back (after fiinding out late that I actually could afford to insure sinister machine).

There will be other opportunities

Its been interesting reading the banter.

Dave

 

Bottom line if you want to play you have to pay there is no getting around it. When i was young i had to pay higher rates also. Now insurance is cheap for me. My rd is $57.00 a year. Honda is $64.00 My 06 GTO is 60 a month full coverage but my house and all my vehicles are thru state farm

 

Symantec's now eh? Ok well since you brought it up you are simply wrong dragsta, I understand the basics of democracy far better than you.

First driving on a public road is not an 'unalienable right' which is what you're implying. Those are the rights that the majority can't trample on, they have been expanded by the Bill of Rights, but nowhere in there is a 'right' to ride or drive a large dangerous hunk of metal on a public road which is 'shared' by everyone listed as an unalienable right (hence subject to protection under constitutional law).

If it was then the drunk driver who has 20 convictions would happily be able to continue his tirade. And four year-olds, who DO have unalienable rights to life, liberty, and the pursuit of happiness would also be able to speed down the public road. You have a 'right' to travel, but driving a car or a motorcycle is not the same thing. Also you will never find any court in the world who will make a legal judgement that driving or riding is a requirement for living as you suggest.

America is a 'constitutional democracy' and as such the minority's unalienable and constitutionally granted rights are guaranteed against the will of the majority. Please show me where in our Constitution that you are guaranteed the 'right' to drive on a public road and that this is a necessity for life. And please explain why millions of Americans are living w/o a car, bike or license??? America is not a 'true' democracy because that IS majority rule over minority. Go back to school.

Oh yea personal information is not whether or not you carry insurance. Personal information is your SS#, DL#, address, Name, Income, etc.

And you are yet to actually have a true conversation with anyone on here. You simply spout your narrow opinion and refuse to even answer a simple question. I'm guessing you interupt and piss off just about everyone who comes into contact with you. LTR

 

Merc, your're right, but the rabbit hole is still deeper yet..........

 

Exactly! Thanks for that Chacal. As you can see by this statement of law even w/o the Constitution, the law only extends to lawful or reasonable conduct when riding or driving. So if you choose to go without insurance and treat driving/riding as your unalienable 'right' w/o consideration of the others on the road you ARE 'interfering with and disturbing other's rights'. So dig the hole as deep as you like, insurance and licensing are not 'big gov' but are part of what WE as a society have agreed is best for US ALL.

Are the premiums too high? Yes.
Should everyone who chooses to put others at risk (by simply driving/riding) have insurance? Duh.
Am I a communist? ;-) NO I self id as an independent. And the political view which most closely matches my views is Libertarian. What does that mean?

Less legislation = good! Less regulation = good! Less government = good! --wait a minute isn't that different than what I just suggested?? Not at all. Government HAS a purpose! Some laws are GOOD! Again DUH!!!!!

Put simply your freedom extends only as far as it impairs my freedom. So if you choose to ride/drive a vehicle which is clearly capable of doing egregious harm to me or mine, then you should take action to ensure that you can compensate me for a loss which is YOUR FAULT! Case closed!

God Bless America and Freedom!

 

Wrong again dragsta!

The constitution has been modified many times since the 'founders.' Women were given the right to vote in 1921, well after the invention of automobiles. Your probably sore about that too eh?

And in case your not aware. Horses and carriages are infinitely more safe for others than cars and motorcycles.

Come on you can do better than that.

Still only opinions coming from you?? You seem incapable of having a civil conversation, at the very least answer one of the questions asked of you-you're not revealing personal information to do so.

 

lets all be honest. dragsta's an idiot.

movin' along

 

\\\

who's to say weather or not he's a idiot or not , but im sure he;s been charlton hestonised

 

Oh my !

 

I tend to think that if it's by law required to have insurance there should be a regulation that states what the maximum amount of the basic insurance can/should/would be. (IE covering the damage you make when involved in an accident.) And there should be a limit on how much profit insurance company's can make a year (that also includes banks and care-facilities IMHO)

And I don't really think that the insurance should be based on the vehicle, and more on the driver. How that would work in real life is another thing do be discussed. BUT I can probably kill myself (and others) equally as easy on a XJ550 as a R1.


And in that sense people who are more accident prone gets an higher rate. (despite what they drive)


But yeah, as the world is, insurance is a must.

 

http://www.mto.gov.on.ca/english/dandv/ ... ndex.shtml