Progressive Insurance?

I just did an online quote with them and they were about 1/3 of the price of the local agents around here. Does anyone have any history with them?

 

I use em, $71 a year. Never had to file a claim with them but i'm just carrying the basic liability which is really only good if I hit something.

 

86$ a year.Let someone ride my bike who hit truck they paid out5 grand to repair it.My rates didn't go up.

 

About $125 a year, for two bikes.

I let a buyer who also has progressive ride my VStar1100 Classic that I was selling , and he got rear ended. They refused to pay saying it was under my $500 deductible. That buyer bought it anyway. He's spent over $700 already repairing it, and still has a way to go... And he's doing his own labor. It would easily be a >$1200 repair if done in a shop.

So, since my premium was due, I switched to Geico, it costs more but they've covered me completely and fought for me in two not-my-fault accidents with my auto.

I also increased my coverage to a much higher level that Progressive offered me, hence the higher premium.

I guess you get what you pay for.

 

For those in the US, Dairyland has a long history insuring motorcycles. My liability coverage is only about $45.00 per year.

Please see my post - about the fourth down - on this page:
http://xjbikes.com/Forums/viewtopic/t=9 ... rt=15.html

Z

 

I use them currently as well..... don't recall the exact figure, but it's under $100.00 for the full year!

 

I use them, two bikes, 150.00 a year.

 

I use Geico. $58 a month for liability in Ohio on a Toyota Camry, Mercedes 260E and my Maxim. 2 drivers, no at fault accidents or tickets over 5 years.

 

I pay around 150 a year for progressive with one xj550 maxim. I have not had the pleasure of using the insurance yet fortunetly. So my only experience with them is paying the bill. I am 24 so mine is a little pricey still. The thing I like about progressive is that mine is through a local insurance agent. So every time I shop for a new bike I call her up and get an insurance quote before I get to serious about the bike. I always end up keeping my 550 though because I cant justify the enormous insurance bills for a newer bike with more displacement.

 

I've used progressive for 1 year now on my 550 Maxim. Costs $75 a year for liability. Never had to file a claim so far...

 

I use Geico, due to the fact that when my uncle's neighbor registered my XJ750 back in 82, the state of WI used a different number than the vin, Progressive wouldn't insure it, saying that I had to have a 17 number vin, Geico did it with the number that I had, I guess it's a combo of the engine number and part of the vin. Not sure what happened. I think i pay around 90 or so for a year in GA

 

I use American Family Insurance. I pay $11.00 per month for basic and $27.00 for a $200.00 deductable on full coverage. If your Bike is totaled enough for full coverage, you probably wont need it cause you will not be walking away from it. Every state is different as far as premiums go but my agent told me to insure it only during the riding months and that would save me a butload of money.

 

I ended up going with Progressive. I pay $139/yr for full coverage with maxed limits and a $100 deductible. For that much a year I won't even bother with dropping it for the winter!

 

progressive here, luckily ive not had any claims to make, i pay about $400 yr for full coverage on my Harley and just added my 85 xj700 for liability only, it jacked my rate by a whole $42..... BTW I live in FL so my coverage is 365, some northern states get discount for winter down time.

 

I use progressive for my xj700, for full coverage 111.00 a year. No winter down time, even though I am Colorado. I ride year round whenever I can. Just need to put on warmer cloths in the winter. Price went down this year by 8.00 Haven't had to use them, good thing, but am happy with the coverage

 

Oh boy. Well I was through Jevco, and I paid $2066.00/yr last year, and it dropped to $1245.00/yr this august when I renew. I'm also 24 & a newer rider. Still, unbelievable that my great "deal" on the bike is almost pointless with the 2G insurance rates. Believe it or not, my 91 Honda civic is even more. Not a bad driving record either. :S

----{'83 xj750}----

 

I'm 21 and I pay $87.00 a year for liability on my XJ550 Maxim. It was cheaper than any other insurance company.

 

my 750 seca is $224.24 a year with state farm...

with progressive...$198.00...

a savings of $26 a year. not enough savings for me to bother with changing...

 

I just Titled and Registered the 80 XJ650 Maxim and insured it for $1000 with Collision for $115/year today, w/$500 ded. I've been with Farmers 20 years or so and have 4 other cars and the house with them( I'm sure that helped some).

 

Well I have been an Insurance Agent with Progressive for awhile(among many other Insurance Companies)
I am with Nationwide currently for 102/year HIGH LIMITS OF LIABILITY.

One of the reasons you rates did not increase...you were not the AT FAULT DRIVER You company can not SURCHARGE for an accident you(or one of your LISTED drivers) did not cause. (Certin "Discounts" may not apply to that rule, please check w/ your agent if you are reciving an "No Violation/Claims Free" Discount)
THAT INFO IS STATE SPECIFIC FOR PA AND TEXAS. CHECK WITH YOU LOCAL AGENT REGARDING INSURANCE LAW

These guys have been around for as long as I can remember. My uncle told me ages ago about how he used them too. Real cheap on their coverage too. Just dont have an agent though(I guess thats good if you dont WANT one.) I still like having some agent do the work for me and EXPLAIN it to me

Your a Columbus, Ohio guy. Figured you would be a Nationwide Customer

Until you increase coverage...you will NEVER have to file a claim. For LIABILITY ONLY policies, the other party(the ones you injure or cause property damage) will file the claim with your company. You mainly cooperate with the adjuster until the process is completed

Ouch! 8O