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Guys I was lucky tonight, my bike not so much /*(#)#//*(#/#/

Discussion in 'Hangout Lounge' started by mwhite74, Jul 12, 2012.

  1. Ground-Hugger

    Ground-Hugger Member

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    mwhite who is your insurance company? All the ones I talk to will only give basic coverage due to age of the bike. And get a another bike ASP.
     
  2. mwhite74

    mwhite74 Member

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    I'm with Jevco.

    The guy driving at the truck is 100% at fault so my rates shouldn't increase hopefully, other than how they go up with inflation... I'm still waiting around for the phone to ring. You have to act fast right? :).
     
  3. MN-Maxims

    MN-Maxims St. Paul Minnesota

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    Marcel,

    I have that 81 maxim with about 6800 miles , if your insurance company gives you an option to have them get you a new bike have them call me. I can cash out on a sweet bike and you get a almost new 30 year old ride.

    MN
     
  4. mwhite74

    mwhite74 Member

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    Thanks MN,

    I went to say my goodbyes and get my car/house keys, the slip says (write off), so now i just need to see how much they'll give me... Now the problem is if i can get the one i have my eye on before it gets sold :) If we only lived closer MN, i'd likely take you up on your offer, thanks!

    http://ontario.kijiji.ca/c-cars-vehicle ... Z379843816

    ^^^ nobody better scoop this! :)
     
  5. RickCoMatic

    RickCoMatic Well-Known Member

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    Thinkk about how bad you'd feel if the Bike came-out without a scratch and your boy sustained a traumatic head injury!

    Any time you and the rider walk away from getting creamed; somebody in the Main Office was looking-out for you!

    Thank your lucky stars.
    You're only out a bike.
    You don't have a broken heart.
     
  6. Maxim-X

    Maxim-X Well-Known Member

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    Hey Marcel, just saw this post. Sorry to hear of your misfortune. Glad to hear you are both ok.
    You may want to ask around and see if anyone knows a good lawyer. My daughter and I were in an accident about 27 yrs. ago there abouts and after everything was finally settled my daughters money was held until she turned 18.
    Anyway, you may be able to sue privately for loss of use, and the difference between what you get from insurance and what the bike is really worth or at least the value of a suitable replacement.
    All your work and effort should not go unrewarded.
    Also, check with your insurance to see if they offer a "buy back", I believe this is where you get the opportunity to buy the bike back at a reduced price. You know what you have in it and if any parts are salvageable, that'd be the route to go.
    Like Rick said, any accident you and your passenger can walk away from is a good thing, but keep an eye on your son, some times these things can take a while to sink in and then he may start to get upset or scared. Did you both get checked out at a hospital?

    Sending you both good thoughts, Graham
     
  7. mwhite74

    mwhite74 Member

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    Thanks Graham,

    i got a call from the insurance guys, they'll give me 2285 (tax in) for hte bike or 2285 - how much the appraiser wants for it, should i want to keep the bike... decisions decisions...

    the bikes got some good parts, bacl tire's ok, battery (i think) carbs are clean, etc.... If i get a good deal on second hand 650 i might come out a little ahead...
     
  8. razz1969

    razz1969 Active Member

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    that,s the spirit!
     
  9. Buffalony

    Buffalony Member

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    I glad you and you son is ok. Screw the bike it couldve been worse.

    Wanna part with that back rest? :)
     
  10. LVSteve2011

    LVSteve2011 Member

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    Hi Marcel, Steve from Las Vegas here, Glad you and your son are unharmed, I looked at the pics, I didn't see enough damage to write it off, was the frame buggered? the forks looked OK, I did see the damage to the head, tank and front fender. Just curious. Good luck to you and yours, Steve in sunny, hot, Las Vegas!
     
  11. hogfiddles

    hogfiddles XJ-Wizard, Host-Central NY Carb Clinic Moderator Premium Member

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    Some places, the adjusters will automatically total a bike if there is evidence of at least three points that touched the ground. That's the way it is here. I have a local friend (listmember but not going to say who it is, since he didn't mention it that I know of) who ended up laying his bike down when someone in a car cut out in front of him.

    He's ok, got some roadrash but that's it. The insurance agent came and looked over the bike, and ended up totalling it. I suggested that before they agree to anything let me see what I could see and just give a personal opinion since they said they couldn't see much wrong, themselves.

    So, he rode it up here. It was totalled since three parts had contacted the ground.......the engine guard (which he had already straightened back out when he got home), the front turnsignal LENSE had a small crack, and the rear turnsignal TRIM RING had a small rash. THAT WAS ALL I COULD SEE.

    We checked the forks, and they weren't tweaked at all, still nice, straight, and parallel.

    I had the extra parts for him, and the bike is running beautifully. They decided not to take the claim, since here that would mean a lot of DMV hassles for putting the bike 'back on the road' as well as hassles if they ever were to want to sell.

    Oh, yeah..........sorry, 4 points touched the ground--there was a very minor brushburn on the clutch lever ball. A few minutes of careful filing and sandpapering and it would be gone.

    Glad YOU'RE ok.

    Hey, one thought----be carefull when looking at Goldwings. The GL1000 and the GL1100 were known for stator issues. If you get one, make sure you CLEAN the yellow wire connectors from the stator into the harness. Otherwise, you're asking for trouble. If you get one with an already-bad stator, it's a MAJOR job to replace. The stator is on the very back of the engine, and the engine MUST be removed in order to replace it. In order to remove the engine, you must disassemble almost the whole bike. I'm in the middle of doing a replacement myself. :)

    Dave Fox
     
  12. Maxim-X

    Maxim-X Well-Known Member

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    ...also, some of the Wings, not sure of the years had sub frame cracking issues. They were apparently covered under warranty, but only if you found them and fought to get it fixed. I guy I know in St Thomas gets a bunch of work through them and went as far as to make up a hydraulic jig that raiese and tips the whole bike on it's side so that he can do T.I.G. weld repairs.
    I think it's the Wings, could be the Venture. Haven't talked to him in about 4 yrs. so the conversation is starting to fade away. It's a bitch getting old!
     
  13. mtnbikecrazy55

    mtnbikecrazy55 Active Member

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    Damn, glad you and your son are okay, and that the insurance co is being reasonable. Still sucks about all the work you put into her though. Good luck on your next bike!
     
  14. mwhite74

    mwhite74 Member

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    Thanks guys,

    I just got back the price for the wreck... Just 50 bucks! i'll be getting her back sometime soon now, just got to find a pickup and someone with an OK back :). Doing better day by day, so lucky to still be mobile...

    Marcel
     
  15. LVSteve2011

    LVSteve2011 Member

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    FIFTY BUCKS!!! do you kanucks get your parts really cheap? The damage I saw in the pics goes way beyond 50CD, the head alone may cost 50 bucks. How did whomever figure that? Pardon the outburst, glad to hear it's not so bad after all.
     
  16. mwhite74

    mwhite74 Member

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    nonono... 50 bucks is what the salvage offered the insurance company for the wreck. so instead i can pay the same and keep the wreck for myself (parts). good deal, good deal, good deal.
     
  17. Maxim-X

    Maxim-X Well-Known Member

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    I knew there was a buy back deal out there somewhere. Marcel you are major deneiro ahead right now.
    Still think you should consider a Maxim-X though. :roll: :roll:
     
  18. mwhite74

    mwhite74 Member

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    lalalalalalala, I'm not listening!!! :p Yeah, I got 50 bucks in friggin spark plugs laying around, couldn't believe it when he said that.

    I got a cherry of a 650 lined up (fingers crossed), going to see it on Sunday if all goes well. If anything if fix it up, sell whats left and see what happens in the spring. A little scared of the big water-cooled beasts to be honest, that and the extra maintenance.
     
  19. ken007

    ken007 Member

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    a good outcome alround, well done
     
  20. mtnbikecrazy55

    mtnbikecrazy55 Active Member

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    Nice score on the buy back!! Hell yeah!!
     

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